Decision-Grade MGA Intelligence for Critical Supply Chain Risk Transfer

Executive Takeaways

Organized to generate Steve Blank Petal Diagrams (adjacent “petals” = where customers already buy risk transfer or underwriting-grade data)
88% of semiconductor companies viewed supply-chain insurance as mission-critical or necessary (Lloyd’s/WTW survey)
81% cited lack of risk-transfer solutions and 81% cited lack of data/understanding as top challenges
Semiconductor-specific underwriting is constrained by systemic single-point dependencies (TSMC/ASML) and confidentiality (national security)
Concrete wedge exists: Lloyd’s documents at least one semiconductor company buying a parametric earthquake policy tied to magnitude and distance around a key supplier fab
BI/CBI reset problem is real: Fab rebuild time ~5 years vs. typical ~2-year BI indemnity period — persistent, monetizable protection gap
TSMC produces 90% of world’s most advanced chips — intensifying geopolitical accumulation risk (Zurich)

EU Battery Passport (Feb 2027) is clearest “why-now” regulatory catalyst
Data constraint: Authorized operators cannot sell/re-use/process passport data beyond providing service — impacts “data-asset-first” models
Munich Re has delivered performance warranty insurance for Li-ion batteries based on monitoring/analytics (TWAICE)
Hithium announced Munich Re warranty reinsurance covering 15+ years

Source: Local file — Project-TBD/Research/GPT Generated/Decision-Grade Market, Competitor, and Buyer Intelligence.pdf